I am reposting this item from awhile ago because I really want an answer to it. Color me selfish if you want.
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I have always wanted to hear a logical response to the following question from those people who do not believe universal health care should be implemented.
How can the following two facts be allowed to exist at the same time. 1) Health care is a basic human right that every person is entitled to. 2) Insurance companies make money by denying care.
Does this not seem like the perfect area for the government to step in and remove this inherent conflict of interest?
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Do insurance companies only make money by denying care? Most of their profits come from banking on those people who pay insurance but never have to use it. Health care is definitely a basic human right, and no one disagrees that if we were to have universal health care it would be a good thing. The government has tried and failed to pass radical health care reform because of the impractical nature of the economics involved. Even if the government stepped in to stop insurance companies from denying health care, would everyone still be fairly covered? It’s basically a numbers game!
Yes that is partially true, but insurance companies spend 20% on administrative overhead in order to review cases. That 20% gets passed on to the policy-holder. Medicare on the other hand, spends 2% on overhead because it is not in the business of denying coverage.
Also, the reason why we don't have universal health care isn't because of the government's failings, it's because the insurance lobby has been able to use the politics of fear to ensure inaction.
Ah, true! This is why I can't believe that the personal responsibility you talked of in one of your previous posts can exist in elected government. Or at least in the universal way it needs to exist to battle these problems...
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